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Supported Benefits

The following insurance benefits are available to be quoted via the Quote Engine:

ID Benefit Description Optional Add-Ons
1 Health Cover
Helps to cover the cost of the insured person's medical expenses.
  • GP & Prescriptions
  • Specialists & Tests
  • Dental & Optical
2 Life Cover
Provides a lump sum payment to the insured person's family (or beneficiaries) in the event of the insured person's death.
  • Future Insurability
3 Family Protection
Also known as 'Life Income', this is a form of Life Cover with a regular and ongoing (eg. monthly) payout instead of a one-time lump sum.

4 Trauma Cover
Provides a lump sum payment if the insured person suffers a critical illness or injury.
  • Trauma Buyback
  • Life Buyback
  • TPD Add-On
  • Serious Trauma
5 Total & Permanent Disability
Provides a lump sum payment if the insured person becomes totally and permanently disabled.

6 Income Protection
Provides financial support in the event that the insured person is unable to work (eg. due to illness).
  • Booster
7 Mortgage Repayment Cover
Covers the cost of mortgage payments in the event that the insured person is unable to pay them (eg. due to loss of income).

8 Redundancy Cover
Provides financial support in the event that the insured person loses their job through involuntary redundancy.

9 Waiver of Premium
Covers the cost of insurance payments in the event that the insured person is unable to pay them. 

10 Specific Injury Cover
Provides a lump sum payment if the insured person suffers a specific injury (or is diagnosed with a specific condition) from a predefined list.