Supported Benefits
The following insurance benefits are available to be quoted via the Quote Engine:
| ID |
Benefit |
Description |
Optional Add-Ons |
1 |
Health Cover |
Helps to cover the cost of the insured person's medical expenses. |
- GP & Prescriptions
- Specialists & Tests
- Dental & Optical
|
2 |
Life Cover |
Provides a lump sum payment to the insured person's family (or beneficiaries) in the event of the insured person's death. |
|
3 |
Family Protection |
Also known as 'Life Income', this is a form of Life Cover with a regular and ongoing (eg. monthly) payout instead of a one-time lump sum. |
|
4 |
Trauma Cover |
Provides a lump sum payment if the insured person suffers a critical illness or injury. |
- Trauma Buyback
- Life Buyback
- TPD Add-On
- Serious Trauma
|
5 |
Total & Permanent Disability |
Provides a lump sum payment if the insured person becomes totally and permanently disabled. |
|
6 |
Income Protection |
Provides financial support in the event that the insured person is unable to work (eg. due to illness). |
|
7 |
Mortgage Repayment Cover |
Covers the cost of mortgage payments in the event that the insured person is unable to pay them (eg. due to loss of income). |
|
8 |
Redundancy Cover |
Provides financial support in the event that the insured person loses their job through involuntary redundancy. |
|
9 |
Waiver of Premium |
Covers the cost of insurance payments in the event that the insured person is unable to pay them. |
|
10 |
Specific Injury Cover |
Provides a lump sum payment if the insured person suffers a specific injury (or is diagnosed with a specific condition) from a predefined list. |
|